Terms of Service
Last Updated: November 2025
Welcome to Integrity Life & Health Advisors. By using this website, you agree to the following terms.
Use of This Website
Information provided here is for educational and informational purposes. It is not legal, tax, financial, or investment advice.
Professional Relationship
Contacting us or submitting information does not create an advisor–client relationship.
A relationship is established only after a consultation and mutual agreement.
No Guaranteed Outcomes
Insurance results and approvals depend on carrier underwriting guidelines and state regulations.
Copyright
All content on this site is owned by Integrity Life & Health Advisors.
You may not reproduce or distribute content without written consent.
Changes
We may update these terms from time to time. Continued use of the site constitutes acceptance.
For questions, please contact:
info@integritylhadvisors.com
Website Disclaimer
Insurance services are provided by a licensed insurance professional.
Availability varies by state.
This website is not intended to replace professional legal, tax, or financial advice.
Contact Form & Data Notice (HIPAA-Safe)
By submitting this form, you acknowledge:
You are providing information voluntarily
This website does not store or process Protected Health Information (PHI)
Do not submit confidential medical information via this form
We value your privacy and will only use your information to respond to your inquiry.
CMS / Marketplace Compliance Language
Required once ACA enrollments begin:
Integrity Life & Health Advisors are licensed insurance professionals authorized to assist with Marketplace enrollments. We do not offer every plan available in your area. Information is limited to plans offered within our licensed and appointed carrier network. For a full list of options, visit HealthCare.gov or call 1-800-318-2596.